Financial Institutions

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Blog

4 Hard Trends Banks Should Prepare for in 2018

With a historic tax reform in place and an economy that continues to show signs of strength, we have a positive outlook for 2018. As we reflect on 2017, a...

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Blog

How Banks Can Serve Clients Better with the New Brokered Deposits

Partly because of economic volatility, longer-term brokered CDs have become more competitive in the past few years. In recent regulatory proposals, the competitive environment could get significantly more challenging. Traditional...

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Blog

By Implementing Technology Early, Financial Institutions Reap Greater Benefits

For some years now, financial institutions (FIs) of all sizes have been tasked to leverage new technology. In many cases, integrating new solutions has come as part of larger regulatory...

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Blog

2018 Regulatory Changes Your Bank Should Be Watching

At the turn of 2017, the U.S. environment was best described as unsettled and uncertain. With the unexpected election results, President Trump entered Washington with a stance that “excessive rulemaking...

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Blog

4 Steps to Prepare for Regulatory Change in 2018

Banks had a recent win in Washington. Behind closed doors, President Trump signed a Congressional bill to overturn the Consumer Financial Protection Bureau (CFPB) rule banning mandatory arbitration clauses.[1] As...

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Blog

How Banks Should Prepare for HMDA Changes

In September, the Consumer Financial Protection Bureau (CFPB) issued its final ruling on an amendment to Regulation B of the Home Mortgage Disclosure Act (HMDA). It also noted its intent...

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Blog

Regulators are Striving to Ease Capital Rules for Small Banks

“Regulation is killing community banks.” Treasury Secretary Stephen Mnuchin In March, regulators announced that they would launch an effort to ease capital rules for smaller institutions. In June, a Treasury...

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Blog

Is Your Bank Winning at Customer Experience in the Digital Economy?

As every football fan knows, the "hurry-up offense" is a staple in many playbooks. (For those of you unfamiliar with the term, in a “hurry-up offense,” the offense tries to...

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2 Reasons Your Bank Should Have Already Begun CECL Implementation

As banks navigate through their CECL implementation, many are experiencing challenges and uncertainties along the way. Since last summer when the new standard was announced, we’ve advised banks to get...

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Blog

4 Steps to Help Millennials Build Wealth and Security

As the adage says, one of the surest ways to combat fear is to confront it head on. Financial anxiety is one of those fears. For 85% of adults, concerns...

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Article

Prepared for the New Lease Standards?

Only 10% of finance and accounting professionals believe their companies are prepared to comply with the new lease accounting standards. Here are three initiatives you can begin now to ensure your company is ready.

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Infographic

Chart Your Course to the New Revenue Recognition Standard

This outline provides an overview of the steps needed to ensure a smooth transition to the new standard. HORNE’s Financial Institutions group can guide you with strategic insights and training.

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Whitepaper

A Step-by-Step Guide to CECL Implementation

The new allowance for loan losses standard (ASU 2016-13) known as CECL (Current Expected Credit Losses) is here. Download our E-book A Step-by-Step Guide to CECL Implementation and check out our resources to help prepare your institution for a successful implementation.

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Infographic

8 Steps to Effective CECL Implementation

Here are 8 steps to gain insights into your financial institution’s loan portfolio and risks through effective CECL implementation.

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Video

CECL: Turn Compliance Into Opportunity Webinar

The new allowance for loan losses standard (ASU 2016-13) known as CECL (Current Expected Credit Losses) is here and implementation is underway. How is your business turning the compliance burden into an opportunity? 

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Video

ALTA Best Practices

Watch the webinar on ALTA Best Practices and Certification for Title and Settlement Attorneys.

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Video

Charting the Course for Intelligent Growth

This journey starts with exploring your niche/identity and building a thoughtful vision around who you want to be in the future.

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Whitepaper

New Exempt Employee Rule

The Dept. of Labor projects this new ruling will cost employers an estimated $12 billion over the next 10 years. 

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Blog

An Inside Look at the Millennial Banker’s Ideal Branch

By 2020, Millennials will account for $1.4 trillion in spending. To remain relevant as they gain more and more traction, community banks have to reconsider every piece of the branch model, starting with three priorities.

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Blog

Winning With Big Data

Data is more prevalent than ever, but according to a report from EMC and Forrester Research organizations are just starting to scratch the surface with only utilizing less than 5% of their available information.

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Whitepaper

Basel III Overview and Implementation Tips

Are you up to date on the impact of Basel III?

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Whitepaper

Utilizing the Compliance Management System

Two key issues that federal regulators continue to focus on (and have been the point of reference for breakdowns causing violations) during examinations are compliance management systems (CMS) and vendor management oversight.

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Video

Mergers and Acquisitions Webinar

Profit at the meeting point - M&A from the buyer and seller perspective.